About Us


Target Up Auto Insurance has over 30 years of experience helping drivers find low cost insurance. Regardless if you need general car insurance or the lowest down payment policy, we can help.

If you are experiencing rising premium rates, or just ridiculously high insurance quotes, then you need a specialty market.

Just like with any type of coverage, each insurance carrier will have a niche for your specifications.


Why Target Up?

Great question, especially since there are so many insurance providers and companies to sell you coverage. But, not all insurance carriers or companies are alike.

Yes, there are many places that offer the same exact product, in this case, coverage, but it’s who will offer the lowest down.

Plus, low cost auto insurance should not mean you should have to sacrifice coverage or service for price.


buy cheap auto insurance online

Low Down Car Insurance Quotes

So, keep that in mind when you do find the lowest down policy.

As you know, the down payment is of top priority to most people.

And, it should be. It’s money out of your pocket, so why not keep more of it in your own pocket.

Now, there are times when you may only need car insurance for a day, or a month to month policy, to satisfy another need.


These other needs can include:


Reasons for this Policy Type

These are just a few of the reasons why people may only need a day or month insurance policy.

In this example, down payment means everything. You are not going to keep the policy long term anyhow, so it makes sense, to find the cheapest down payment policy.

This example may not apply to you if you currently have insurance coverage, but still need to shop rates.

Maybe there is a new driver in your household, or the purchase or that new vehicle has just increased your policy threefold, and your forced to shop around. Don’t worry, this is a common occurrence.


Over Expected, Under Performed

In this example, you don’t want to sacrifice coverage for price. Meaning, you always want to make sure there are no coverage gaps in your policy.

If you are only ordering the basic model, but expect the premium version, then gaps in coverage and expectations will exist.

So, start off with your needs first. Want are you looking for in an automobile policy? Long term? Short term?

This will help you and the agent you talk with, decide your best option plan.



cheap auto insurance onlineVariations of Policies and Plans

This is why there are so many variety of insurance places, programs and plans.

We love competition, and so should you. Competition keeps rates low, and service expectations high.

This is a great variation to finding the best insurance quote in California.


More General Insurance Information – CA

We have specialized programs for every type of driver and vehicle. It’s just a matter of you finding which marketplace you fall into. An experienced agent or broker, can help walk you through this process.

Insurance buying should incorporate some level of education. Understanding what your policy entails is very important. Price will not make sense, if you have gaps in coverage, unless coverage is not the motivating factor for purchase.

It’s best to always have a comprehensive policy review, done by a licensed, experienced and knowledgeable insurance advisor.


High Risk Insurance – Specialty Market

OK, this is a perfect example of what a specialty or niche market group would be.

Not all insurance companies offer these type of programs or plans.

This is why many people shop and compare rates with insurance brokers or agents.


Coverage options for drivers with bad driving records include:

  • Tickets
  • Accidents
  • SR22 Insurance Fillings
  • DUI or DWI
  • Suspended, Revoked or Expired Drivers Licenses


Auto Insurance Coverage Options

Below are some of the following insurance programs that you can find on a personal automobile policy.

There are many times in your life, that you may need to purchase one or all of them.

More then likely, your lifestyle will change over the course of decades, so there are different types of policies for different types of needs.

Finding your best fit is the best starting point.

  • Non Owner Insurance
  • Full Coverage
  • Liability Only
  • Leased Vehicles
  • Financed Vehicles


Policy Coverage Discounts

Who doesn’t love discounts? We all love them. It’s an opportunity to save money on the same coverage.

I am sure you have better things to spend your money on then higher insurance premiums or hidden fees.

No one likes either so, in effort to help save you money, below are some of the most common policy discounts.

Now after you review all the discount options below, you might wonder if there are more. You would be correct. There are others, but not that common place.


Think. Write Down. And Save

A good way to think of all the savings you could potentially get is, think about what you do, where you go, what membership or affiliations you have and so forth.

You get the picture. So, employment status could be your first point. You may be in the Military, so, that discount would be available to you if offered through your carrier.

Just because there are policy discounts, does not mean every insurance company will offer them on their plans.

So, when comparing rates and quotes, jot down a few of the discount items below, and let the agent or broker know before going in. This way, they will know what carriers to shop rates in.

It helps narrow the search, and can save you money at the end. A little time and energy in this project, can help reduce even your current insurance bill.

All tips and advice related to money savings should be shared to the public, so, we hope this piece reaches many.


Policy Discounts

  • Multi policy discounts available for home, motorcycle and commercial coverage.
  • Good Driver Discounts – Save up to 25% off your total premium
  • Academic and Work Associations
  • Military Discounts
  • Student Discounts – High School, College and University
  • Renters and Homeowners Discounts

The Car Insurance Buying Process:

Everything has a process, so why not buying insurance online or over the phone.

This process is quick and easy on a technical end. Basically, if you have an email address, you are good to go.

It really is that simple. The other part of buying anything online or over the phone is trust. We all do it. We verify a business before doing business with them.

This is a great recommendation for any industry.


Local and State Search

It’s pretty easy to do a quick background search on an insurance company or provider.

If you found them online, a license number to conduct and transact insurance will be listed on the website.

If, not a simple name search in the State database will do the trick

This license number or name search, can be referred back to Department of Insurance.

This way you can see for yourself, if an agency or company has an active license to do business in the State your interested in.

There are other ways, but this will give you a solid background on the industry they provide.


Simple Process. Easy to do.

Once you have done your investigative work, read below to learn more about the easy way of buying insurance coverage.

No matter where you live, or who you are, everyone can enjoy the simple process, with access to an internet and payment card.

This phenomenon would have never made sense in the insurance industry Pre 2005.

The lack of technology advances and distrust of online buying made it basically impossible.

Of course, there were new underwriting guidelines in place, for this new sphere of insurance buying.



car insurance buying processShow Me the Process!

  • Call or Click for your Online Quote
  • Buy Online, over phone or at a Local Office
  • Instant Insurance Proof to your inbox or phone!
  • Electronic DMV notification of coverage
  • Finance and Lease Insurance Verification



Compare and Save on Car Insurance in California

We work with over 100 A+ insurance companies who specialize in both good driver auto insurance & high risk driver coverage.

We do all the leg work from start to finish for you. Because, buying a policy shouldn’t stop after the purchase. Service is our top priority!

Regardless if you live in Los Angeles or Orange County CA, we are here to help! Let us shop and compare affordable quotes.


DMV Services & Vehicle Registration Services now available!

Service Areas: Anaheim, Riverside, Fullerton, Corona, Orange, Ontario CA, & Orange County CA.


  • Any Car, Any Driver, Anywhere
  • NO License
  • EXPIRED License
  • SUSPENDED License
  • Young Drivers
  • Vehicle Registration Services
  • Sports Cars & 4×4 Trucks


Anti-Theft System

Cars with a built-in anti-theft system could earn you a discount of up to 25% on the comprehensive insurance.

Daytime Running Lights

Vehicles equipped with Daytime Running Lights as standard equipment could earn you a 1% discount.

Defensive Driving

If you’ve completed a defensive driving course, you may be able to save even more on your premium. Call for details!

Emergency Deployment

If you’re deployed as a member of “Iraqi Freedom” operational forces, you could be eligible for a 25% discount.

Anti-Lock Brake System

Does your car have a factory installed anti-lock braking system? Excellent! You could receive a 5% discount.

Good Driver

If you’ve been accident-free for five years, you may be able to save up to 26% on most coverage’s.

Driver's Education

If a young driver in your family has completed a driver’s education course, you may earn a discount.


If you are on active duty, National Guard, or Reserves, you may be eligible for a discount of up to 15%.

Air Bag

You could save up to 25% for driver-side air bags. These discounts apply to the medical payments or personal injury.

Seat Belt Use

Receive a discount of up to 15% off the medical payments or personal injury protection portion of your premium.

Good Student

Full time students with a good academic record could be eligible for up to a 15% discount on certain coverage’s.


Insure more than one car with Target Up and you could get a discount of up to 25% on most coverage’s.


I got away with a better coverage policy with perks like uninsured motorist and glass shatter services.

Testimonial Kathy Roberts
Kathy Roberts
Customer Service Rep

Best insurance company ever. If you want to get the best price, ask for Charles. He is the answer!

Testimonial Shawn Bennet
Shawn Bennet
Real Estate Agent

Charles was extremely helpful and found me affordable insurance even with my bad driving history.

Testimonial Chris Connor
Chris Connor
Business Owner
Target Up Auto Insurance
  • Amy Thomas